Published by DLC Marketing team. An investment (or rental) property, can be a great option for generating additional monthly income and growing your wealth over time, if done properly. This strategy has multiple options and outcomes that can benefit Canadians such as: Supplementing income now and boosting pension in the future creating more financial freedom […]

Published by HomeEquity Bank If you are a Canadian living in debt, you are not alone. According to Statistics Canada, household debt grew faster than income last year, with Canadians owing $1.83 for every dollar of household disposable income to debt(1). • Canadian households use almost 13.48% of income for debt re-payment(2). • Rising inflation and interest […]

Let’s talk about interest rates.  Like most things in life, seldom do they stay the same. Since roughly 2009, if your mortgage was variable you had the benefit of very low borrowing costs.  Back in the early 2000’s my first mortgage was $86k.  The payments were roughly $130 principal and $400 interest per month with […]

Published by FCT. The right real estate agent will help you through every step of buying or selling your home. Like any relationship, you want to ask questions, get to know your agent before agreeing to have them work with you.  Let’s take a look at some of the things you should consider when looking […]

Published by DLC marketing team. A few simple steps to healthy credit… Just like you should have a physical every year to make sure you’re healthy, you should do the same for your credit report and score. Don’t wait until you go to buy something and you are turned down. And don’t worry… chequing your […]

Published by DLC marketing team. People don’t always want to talk about home insurance, but when it comes to your house there is no better investment than insurance. But, with the number of insurance products available, it can be hard to know where to start! While it can seem overwhelming, it’s a good idea to […]

Published by HomeEquity Bank. Everybody wants to live a long and healthy life with time to enjoy their golden years. But while living to 100 years old is a lofty and laudable goal, there may be some unexpected aspects that are worth considering. Here are some of the good and the bad when it comes […]

Published by DLC Marketing team. Did You Know? The average Canadian owes $23,000 in consumer debt and has at least 2 credit cards. Source: CBC.ca If you live paycheque to paycheque, the idea of somehow having enough money to invest and eventually have financial freedom seems about the furthest thing possible. But experts in financial education […]

Published by FCT Phishing attacks are among the most common methods used by cyber criminals to steal personal information. Surprisingly, many people are unaware of just how much of a threat these attacks pose. In essence, phishing attacks use a malicious email or website (designed to mimic or replicate real, reputable entities) to trick a […]

Written by Derek Cole Been somewhere lately?  For most people, travel has been something they have have been waiting for since late 2019.  It’s official!  Travel is back baby… until the next shutdown.  Hopefully that doesn’t happen, but I feel like I cant make such a generalized statement without some sort of disclaimer.   Moving on. […]