Published by DLC Marketing team. Did You Know? The average Canadian owes $23,000 in consumer debt and has at least 2 credit cards. Source: CBC.ca If you live paycheque to paycheque, the idea of somehow having enough money to invest and eventually have financial freedom seems about the furthest thing possible. But experts in financial education […]

Published by FCT Phishing attacks are among the most common methods used by cyber criminals to steal personal information. Surprisingly, many people are unaware of just how much of a threat these attacks pose. In essence, phishing attacks use a malicious email or website (designed to mimic or replicate real, reputable entities) to trick a […]

Written by Derek Cole Been somewhere lately?  For most people, travel has been something they have have been waiting for since late 2019.  It’s official!  Travel is back baby… until the next shutdown.  Hopefully that doesn’t happen, but I feel like I cant make such a generalized statement without some sort of disclaimer.   Moving on. […]

So, you are looking to purchase a second property! Congratulations! This is a great opportunity for you to expand your financial portfolio and ensure stability for the future. However, before you launch into this purchase there are a few things you should know, depending on which type of second property you are looking to purchase. […]

  As online-based transactions become more prevalent, cybercriminals are finding new and creative ways to steal your money. So, what can you do to make sure you don’t fall prey to these malicious attacks? Here are the most common types of real estate fraud schemes and some ways that you can safeguard yourself. WIRE FRAUD […]

Documents Required to Qualify for a Mortgage Mortgages can sometimes feel like endless stacks of paperwork, but being prepared in advance can save you time and stress! Getting your mortgage pre-approved is part of this prep-process, and will make things easy in the long run. In order to get pre-approved, the lender must have taken […]

Baffled by some of the phrases realtors and bankers throw at you? Here are some commonly used—but not always understood—words to describe mortgages: Amortization Period This is the number of years it will take to repay the entire mortgage in full and is determined when you are approved. A longer amortization period will result in […]

As a new homeowner, I’m in the process of discovering all that it takes to maintain the up-keep on my house.  Every step of the way is a learning experience, from re-mounting old light fixtures to finding out that the leaky tap requires more than just a new washer. Some problems you can anticipate–like knowing […]

Published by DLC Marketing team Building a new home is an exciting adventure but requires very different considerations. To help you have the best experience building a home, we have put together the 5 most important considerations. 1. it’s all in the numbers Regardless of whether you are shopping for a pre-built home, or are […]

What a loaded question?  Strictly looking at the numbers. The current rates are in favour of a variable rate product, with an average of about 1.8% difference between the two rate types. (at the time of writing)  However, is that enough incentive for those already in a variable, to remain in a variable?  Is it […]