The Real Estate Market in the Niagara Region

General Derek Cole 19 Aug

Overview of the Niagara Real Estate Market The Niagara Region, known for its stunning landscapes and vibrant communities, has become an increasingly attractive destination for homebuyers. Its real estate market offers a diverse range of properties, from charming historical homes to modern condominiums. This post will explore the current trends, forecasts, and tips for buying […]

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Understanding Mortgages in Ontario

General Derek Cole 12 Aug

Introduction to Mortgages Mortgages are a common way for Canadians to finance the purchase of a home. In Ontario, the mortgage landscape offers various options to suit different needs and preferences. This blog post will explore the basics of mortgages, the different products available, and provide tips for first-time homebuyers in Ontario. Different Types of […]

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Market Beware: Subject Free Offers

General Derek Cole 4 Aug

  Published by DLC marketing Team. When it comes to purchasing a home, most offers include conditions or subjects, which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the most common subjects include: Financing approval Home inspection Fire/home insurance protection Strata document review […]

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What insurance protection does your new home need?

General Derek Cole 24 Jul

Published by DLC Marketing team. With interest rate hikes on pause, more buyers are coming off the sidelines and looking to enter the market. Prices are high, so protecting your investment and your home is more important than ever. What insurance will you need to protect your new home? A quick Google search will turn […]

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Understanding the Impact of Interest Rates on Mortgage Payments

General Derek Cole 14 Jul

  Welcome to my blog! As a mortgage agent, we understand the significance of interest rates when it comes to your mortgage payments. In this article, we will explore how interest rates can impact your monthly payments and offer valuable insights to help you navigate through this aspect of homeownership. So, let’s dive in! Interest […]

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Understanding Mortgage Rates.

General Derek Cole 9 Jul

Published by the DLC Marketing team. While not the only factor to look at when choosing a mortgage, interest rates continue to be one of the more prominent decision criteria with any mortgage product. Understanding how mortgage rates are determined and the differences between your typical fixed-rate and variable-rate options can help you make the […]

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Unlocking Home Equity: The Benefits of a Reverse Mortgage vs a HELOC.

General Derek Cole 17 Jun

Published by HomeEquity Bank. Do you need help to meet your retirement income needs? With rising inflation, accessing sufficient cashflow for your desired lifestyle can be challenging. However, with over 70% of Canadians owning their homes, tapping into home equity can be the cashflow solution you need. Tapping into Home Equity If you want to remain in […]

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How Job Loss Affects Your Mortgage Application.

General Derek Cole 11 Jun

Published by DLC Marketing team. Whether you’ve made an offer on a home already or are still in the process of looking, you already understand that buying a home is likely the largest investment you’ll ever make. When it comes to your mortgage application, there are a few things that you should avoid doing while […]

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In Search of Financial Wellness?

General Derek Cole 28 May

Published by DLC Marketing team. Financial wellness is fast becoming the latest buzzword as soaring inflation and interest rates pile the pressure on Canadians. There is a strong connection between mental health and financial health, and financial stress is taking a heavy toll. So, what exactly does it mean to be “financially well”? Financial wellness […]

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