Welcome to my blog! As a mortgage agent, we understand the significance of interest rates when it comes to your mortgage payments. In this article, we will explore how interest rates can impact your monthly payments and offer valuable insights to help you navigate through this aspect of homeownership. So, let’s dive in! Interest […]

Published by the DLC Marketing team. While not the only factor to look at when choosing a mortgage, interest rates continue to be one of the more prominent decision criteria with any mortgage product. Understanding how mortgage rates are determined and the differences between your typical fixed-rate and variable-rate options can help you make the […]

Published by FCT. It’s not just Ontario: title fraud cases are on the rise in B.C. as well. Daniela DeTommaso, President of FCT, recently sat with Weekend Mornings with Stirling Faux on 980 CKNW to discuss the rising threat. “[Fraud has become] so sophisticated,” Daniela explains. “If you were to look at some of the [forged] identification […]

Published by HomeEquity Bank. Do you need help to meet your retirement income needs? With rising inflation, accessing sufficient cashflow for your desired lifestyle can be challenging. However, with over 70% of Canadians owning their homes, tapping into home equity can be the cashflow solution you need. Tapping into Home Equity If you want to remain in […]

Published by DLC Marketing team. Whether you’ve made an offer on a home already or are still in the process of looking, you already understand that buying a home is likely the largest investment you’ll ever make. When it comes to your mortgage application, there are a few things that you should avoid doing while […]

Published by DLC Marketing team. Financial wellness is fast becoming the latest buzzword as soaring inflation and interest rates pile the pressure on Canadians. There is a strong connection between mental health and financial health, and financial stress is taking a heavy toll. So, what exactly does it mean to be “financially well”? Financial wellness […]

Published by DLC Marketing Team. Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free as well as how much interest you pay over the lifetime of your mortgage (longer lifetime equals […]

When navigating the mortgage market, it’s essential you take the time to find the right professional to assist you. Here are some key strategies to help you identify a reliable and trustworthy mortgage broker: Conduct Thorough Research: Take the time to research different mortgage brokers in your area. Look for their credentials, experience, and any […]

Introduction: In the Canadian mortgage market, borrowers have various options to choose from, including variable mortgages. A variable mortgage, also known as a variable rate mortgage (VRM), offers flexibility and the potential for cost savings. In this blog post, we’ll explore the different types of variable mortgages available in Canada, giving you a better understanding […]

Published by DLC Marketing team. When it comes to getting a mortgage, there are a few things you can do in advance to make the mortgage process easier! getting pre-qualified The purpose of mortgage pre-qualification is to help you get a general idea of what you can afford when shopping for your new home. Pre-qualification […]