Self-Employed and Seeking a Mortgage.

General Derek Cole 16 Apr

Published by DLC Marketing team. Approximately 20% of Canadians are self-employed, making this an important segment in the mortgage and financing space. When it comes to self-employed individuals seeking a mortgage, there are some key things to note as this process can differ from the standard mortgage. Qualifying for a Mortgage In order to obtain […]

Read More

Make Your Mortgage Work for You

General Derek Cole 9 Apr

Published by DLC marketing team. When it comes to mortgages, it can be easy to get overwhelmed by the sheer number of options! Fortunately, we are here to help! Below are some of the mortgage details that you should understand to ensure that you are getting the best mortgage for YOU: Interest Rate Type Interest […]

Read More

What is an Uninsurable Mortgage?

General Derek Cole 24 Mar

Published by DLC Marketing team. When it comes to mortgages, insurance is necessary to protect the lender on these types of loans, which deal in large sums of money. There are three different tiers relating to insurance, which all have different minimum down payment amounts and varying premium insurance fees. Insured mortgages typically have a less than […]

Read More

Why You Should Have a Power of Attorney.

General Derek Cole 19 Mar

Published by Home Equity Bank. You work a lifetime building your nest egg, so the thought of losing financial control can be difficult at any point in life. However, having a trusted document like a power of attorney (POA) can bring you and your loved ones peace of mind. Contrary to what some believe, the […]

Read More

Selling Your Home in the Spring.

General Derek Cole 12 Mar

Published by DLC Marketing team. Are you looking to sell your home? We have a few tips to help you make the most of the spring season! Hire an Experienced Realtor: Before preparing your home for the Spring market, you will want to hire an experienced realtor! A good realtor will serve as your guide […]

Read More

Change of Address Checklist.

General Derek Cole 4 Mar

Published by DLC Marketing team. So, you’re moving! Before you hunker down in your new home, there are a few things you will want to take care of regarding your new address. Personal Contacts First and foremost, if you haven’t yet, make sure to tell all your personal contacts about your address change, including: Relatives […]

Read More

Mortgages and Corporations.

General Derek Cole 26 Feb

Published by DLC marketing team. If you are a self-employed client who owns your own business, you may have chosen to set that business up as a corporation. This means the business operates as essentially its own person. They have income through business revenue and expenses from marketing costs, materials, office space, etc. When it […]

Read More

What to Know About Title Insurance

General Derek Cole 12 Feb

Published by the DLC Marketing team. There are many insurance products when it comes to your home, but not all are created equal. One such insurance policy that potential homeowners may encounter is known as “title insurance”. This particular insurance is designed to protect residential or commercial property owners and their lenders against losses relating […]

Read More

Recession Proofing Your Finances.

General Derek Cole 5 Feb

Published by DLC Marketing team The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are […]

Read More