As the spring season blossoms, Niagara offers a plethora of local events and activities that celebrate our community’s spirit and creativity. Engaging with these events not only provides enjoyment but also strengthens our local economy and fosters community connections. 🌸 Upcoming Local Events and Activities 🎨 Paint Like Bob Ross – April 17, 2025 Experience […]

Canada is entering a new era of political and economic recalibration. With Mark Carney now sworn in as Prime Minister and a snap federal election called for April 28, 2025, all eyes are on what comes next — particularly for homeowners, buyers, and investors trying to anticipate the direction of the housing market. Add in persistent […]

Canada is undergoing rapid political and economic changes. With Mark Carney now serving as Prime Minister, replacing Justin Trudeau, and a snap federal election scheduled for April 28, the national landscape is shifting in ways that directly affect housing and mortgage markets. These events, combined with ongoing U.S. tariffs on Canadian steel, aluminum, and oil, […]

Canada is facing growing trade tensions with the United States. With recent U.S. tariffs on Canadian steel, aluminum, and oil, concerns are rising about how this will affect the Canadian economy, mortgage rates, and housing prices heading into 2025. Here’s what homeowners, buyers, and investors need to know about how U.S. trade policies could shape […]

Canada is entering a period of significant political change. With the Prime Minister stepping down once a new Liberal leader is chosen and Parliament prorogued until March, there is uncertainty surrounding housing policies and the overall economic outlook. Homebuyers, sellers, and investors need to understand how these shifts could affect real estate prices, mortgage rates, […]

With the Bank of Canada (BoC) cutting rates, borrowers face a critical decision: lock in a fixed rate now or wait for further rate reductions? The right choice depends on multiple factors, including how quickly rates fall, economic uncertainty, and your personal financial situation. Let’s break down whether it’s better to act now or wait. […]

As the Bank of Canada (BoC) initiates a rate-cutting cycle, Canadian borrowers are evaluating the implications for fixed and variable mortgage rates in 2025. Understanding these dynamics is crucial for making informed decisions in a shifting economic landscape. 1. Fixed Mortgage Rates: Anticipated Trends Current Status: Fixed mortgage rates have already decreased in response to […]

The Bank of Canada (BoC) has officially entered a rate-cut cycle—a long-awaited shift after years of aggressive rate hikes. Meanwhile, the U.S. Federal Reserve (Fed) is holding firm, keeping rates high for longer. This divergence between Canadian and U.S. monetary policy raises key questions: Why is Canada cutting rates while the U.S. isn’t? How far […]

However, 2024 is different—Canada has already started cutting rates, while the Fed remains cautious, leaving its rates higher for longer. This divergence creates new opportunities and risks for Canadian mortgage borrowers. Understanding the ripple effects of differing rate paths will help homeowners and buyers make smarter financial decisions. 1. Why Is Canada Cutting Rates While […]

The U.S. Federal Reserve’s interest rate decisions often ripple across global financial markets, influencing economies far beyond its borders. In Canada, the Bank of Canada (BoC) regularly navigates the challenge of maintaining its monetary independence while managing the economic realities of a highly interconnected trade and financial relationship with the United States. This week, we’ll […]